Our Weekend Word

Crises of Years Past

One thing we can all agree on as investors is everyone loves a good crisis. They get the blood pumping and keep you on your toes. I’m kidding of course, but that’s what you’d think if you watched the news. With this years’ fresh batch of trade wars, political scandals, and elections playing out as we speak, we felt it would be interesting to revisit some of our woes and worries of old and see what came of them.

Protecting Inheritances for Married Children

Statistics suggest that a high percentage of marriages will end in divorce. Although you may not be concerned about your own marriage, are you worried about protecting the assets of your married children?

Everything may be rosy now, but it’s not uncommon for people’s perspectives (and personalities) to change during a divorce. If that happens, what do you want for your children’s inheritance? Would you continue to provide some level of financial support to your child’s ex-spouse once he or she is no longer part of the family? Or would you prefer to omit this support for your former son- or daughter-in-law? If you wish to protect your child’s inheritance, several planning options are available.


Arguably the biggest economic topic in the news right now is tariffs.  Over the last few months we have touched base on trade wars, but we thought it would be interesting to look back at the history of tariffs.

The Basics of Credit Scores and Credit Reports

As consumers, we know that having a good credit score is important. Whether you are applying for a loan or signing up for a credit card, your credit score plays a major role in determining if you will be approved. Your credit score can also have a significant impact on loan terms and borrowing costs.

Market Pulse

Mike spent a whole day in Federated Tower on the 24th meeting with 9 of Federated Investor’s portfolio managers to get a pulse on the markets and how or if that’s effecting their strategies.

Interesting Interest

In our industry people spend a lot of time fixated on interest rates.  More often than not it’s because we’ve been in an environment with historically low rates, and now they are starting to rise.  We predominantly talk about how rates affect portfolios and retirement plans, but there is something we tend not to talk about enough, and that is debt.

Caring for an Aging Parent

Caring for aging parents can be a difficult planning aspect to balance. If you are among the “Sandwich Generation,” you may be trying to support your aging parents as well as your own children. Today, individuals are living longer than before, so it is better to be prepared.


We are pleased to inform our readers that our Associate Advisor, Michael Allen has earned his Retirement Income Certified Professional® (RICP®) professional designation from The American College of Financial Services, Bryn Mawr, PA.


The Fourth of July was this week and we hope you all had a great time with family and friends.  Nothing is more enjoyable than having your relatives over and hearing that one story you’ve heard 400 times for the 401 time.  My personal favorite is how someone had to walk up hill both ways, in either 3’ of snow or 110° weather. Unfortunately planning for retirement carries those same tales we’ve heard, again and again and at least one more time.  Now if you’ve been with us for a while there is no doubt you’ve heard us talk about “The Power of Investing Early!” or “The Power of Compounding!”. 

Buy or Lease

Ah, the age-old question. For years I’ve gone back and forth over this and, finally, having done both now, feel like I have a decent sense of when each option is appropriate.