Our Weekend Word

Is Now the Time to Buy or Refinance?

June usually marks the height of the spring real estate market—it’s National Homeownership Month, after all. But this June hasn’t been typical. With job loss numbers in the tens of millions, the economic impact of the coronavirus pandemic has put home ownership at risk, with many struggling to make mortgage or rent payments.

There is one unexpected bright spot, though: Interest rates have dipped to historic lows. 

Presidential Predictor

Looking back at the tail end of 2019, you could not help but think the biggest disruption in 2020 was likely going to be the presidential election.  In 2016, when we first started the Weekend Word, it was all we could find to write about.  Here we are four short years later on the precipice of the election and it is almost an afterthought with all that is going on.  The markets might not feel the same way though.

Is ESG Investing for you?

While the sentiment of ESG investing is good, naturally Wall St. saw an opportunity to make money and started slapping the ESG acronym on anything they could get their hands on. In 2017 40 new ESG funds hit the market and that number has increased since. The current issue with ESG is that there is really no definition of what an ESG fund has to do to use those letters.

Raising Awareness of COVID-19 Unemployment Insurance Claim Fraud

With COVID-19 causing an unprecedented increase in unemployment insurance claims over the past few months, reports of identity theft are rising. 

Wait it is still 2020?!

Man, it has been a crazy year and I for one look forward to 2021, being right around the corner… wait what? It’s only June!?  That is more than your average years’ worth packed into the last six months.

Should You Save for Retirement or for a Child’s College Education?

For parents, deciding how much to save for retirement versus what to set aside for a child’s education can be a difficult balancing act. 

Helpful Links for Staying at Home

Hi all, hopefully you are safe and healthy during this challenging time.
We wanted to take a second to try and compile a quick list of links that might be helpful and alleviate some stress while you’re stuck at home.

Liquidity Crunch

With all the news we wanted to discuss why the actions of Steven Mnuchin and the U.S. Treasury regarding liquidity are so important right now.

Getting Smoked

Taking a break from coronavirus we’d like to take a moment to preach looking before you leap.  Right now, many of you have the right idea that this is the time to put some money to work in the market.  We generally agree with that sentiment, especially for younger investors, but also want to tell a cautionary tale.

AirPods Pushing the Envelope

Back in 2016 I wrote a Word about Apple being the first phone manufacturer to remove the headphone jack titled Innovation or Arrogance?.  As a technophile I was pretty skeptical about the move and was scathing at times in the piece.  At one point going as far to say, “This just seems like Apple has passed the costs of its design to its consumers and instead of being practical, is looking to line their pockets a little more.” Boy was I ever right, yet somehow so wrong.  Apple’s solution to removing the headphone jack, AirPods became a massive hit.